Finance Center

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Welcome to Our Finance Center

Do you dread the car-buying process? You're not alone, as traditional dealership experiences have taught customers that navigating the finance process is overwhelming and stressful—but it doesn't have to be, and we're here to prove as much at Rusty Wallace Chevrolet. 

Whether you have your eye on a new Chevrolet or one of the many high-quality pre-owned models on our lot, we guarantee an experience like no other. We personalize your car-buying experience to save you valuable time and money, rewriting the script of the traditional dealership experience. It's a unique process that instills confidence in your purchase and trust in our team. 

Financing Made Easy 

Exploring our extensive selection is exciting, especially when you get behind the wheel to take that first test drive. Yet, that excitement often fades as you approach the finance process, given that dealerships don't typically operate with integrity or open communication; as a result, the car of your dreams is legions beyond the price you negotiated on the lot, fostering a solid case of buyer's remorse. We don't abide by that playbook, so you won't experience this with us.

Our Approach to Financing: Honest and Transparent 

Rusty Wallace Chevrolet is thrilled to help you celebrate the entire car-buying process, from shopping our selection to navigating your purchase. By building a meaningful relationship with you based on honesty and transparency, we ensure your next vehicle aligns with all your automotive and financial needs. Our finance experts will explain your purchase options, guaranteeing you have the ideal lease or loan to instill confidence and peace of mind. 

Arming Yourself With Knowledge: Our Finance Tools 

One of the best things you can do as you approach your next automotive purchase is to arm yourself with knowledge before you start the process. What do we mean? Well, would you buy a home without knowing your budget or the estimated monthly mortgage payments? Purchasing a vehicle is the same type of investment, which is why we offer a suite of online tools to help you make an informed purchase. 

As you browse our selection, you can use our online payment calculator to gauge your buying power and estimate your monthly loan payments. You can also value your trade by giving us a few details about your current vehicle, or you can bring it by the dealership for an in-person offer. Lastly, you can pre-qualify for financing without impacting your credit score and kickstart the finance process online before you visit the dealership. 

My Purchase Options: Loan or Lease? 

Every customer has unique needs, whether you're looking to save money with a well-equipped used model or can't wait to drive the newest Chevrolet with every feature imaginable. Those unique needs carry over to your financial situation, leading us to offer various loan and lease options. Our lease terms are flexible and customizable, while our relationships with various lenders allow us to work with all types of credit scores to offer competitive rates and terms. 

Loans and Leases: What's the Difference?

When you're ready to say "yes" to the perfect car on our lot, you'll find you have several options to make it yours. Leasing guarantees lower monthly payments because, instead of investing in the vehicle as an owner, you're borrowing it from the dealership for a predetermined period—often 24 or 36 months. During this time, you're responsible for following the mileage and wear-and-tear guidelines to return the vehicle in like-new condition at the end of the lease. Once the lease is up, you have several options, like purchasing the car or signing another lease to get behind the wheel of a new model with the latest features. 

Loans provide a distinct appeal to drivers ready to invest without draining their savings. During this process, our finance experts will review your credit score and work with our lenders to find the best interest rate and finance terms. The higher your credit score, the lower the interest rate—but customers with low credit scores don't have to worry. Working with various lenders allows us to evaluate several options to ensure your purchase matches your financial needs before the sale is final. 

Start Shopping Today 

Are you ready to start shopping? We certainly hope so because we'll treat you to an exciting and rewarding experience at Rusty Wallace Chevrolet. We're here to help you celebrate your purchase, providing financing on your terms to give you peace of mind, mile after mile. It's the car-buying experience you've always imagined, and it's finally a reality.